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Home & Renter's

Your home is one of your largest investments.  Protect it with a homeowners insurance policy tailored to meet your individual needs.  Coverages may include:

  •  Dwelling

  •  Replacement cost or Actual Cash Value

  •  Personal possessions (up to a set limit)

  • Living expenses in case of a disaster

  • Personal Liability


You can also add supplemental policies such as:

  •  Valuable Articles/Floater policies

         (i.e. Jewelry, Guns, Collectibles, Sporting Equipment etc.)

  •  Umbrella policies (additional liability)


106 N Main St.

PO Box F

Crosby, ND 58730


Office Tel:  701-965-6335

Office Fax:  701-965-6353

Lucas Schumacher, Agent

Cell:  651-380-2522

Amber Haugland, Agent

Cell:  701-641-8792


Monday - Friday

9:00 am to 5:00 pm

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Home & Renter's Insurance

Renter's Insurance provides property and liability coverage up to set limits.  Many landlords require this coverage which can be very affordable while meeting your needs.

Give yourself peace of mind by carrying Renter's Insurance to cover many of the "what if's" in life.

  • Classic Car Insurance – Your classic car is an icon. Insure it well.

  • Auto Insurance – Get the right insurance coverage for your car, truck, van or

        other vehicles.​


The insurance protection you need when you’re on the move.  With multiple carriers, we will find the policy that meets your needs!

Shiny Black Car in Driveway
Farm & Ranch
Farm & Ranch Insurance

Have you reviewed your farm and ranch policy?  Do you know what coverages you have in force?  If you were to experience a loss, would you be satisfied with the end result?  As your friends and neighbors, we will work hard to make sure you have the coverage you need for your farm and ranch.  

Farm Property
  • Dwelling

  • Structures

  • Bins

  • Equipment/Machinery

    • Additional Risk of Loss​

    • GPS/Guidance Systems

  • Livestock

  • Grain Blanket

  • Peak Season Coverages (Seed or Chemical)

Farm Liability
  • Animal Collision

  • Farm Equipment Liability Collision

  • Chemical Drift

  • Personal Injury

Farm Umbrella

Protect your farm's risk with a Farm Umbrella Policy that provides additional coverage on top of your Farm Liability and Autos.  

Crop Insurance
Stalks of Wheat

Cover your investment in the field with Crop Insurance.  We have multiple carriers available to help find the one that best fits your needs.

Crop Insurance
Crop Hail Insurance

Protect your profit against hail storm or field fire.  We have two hour binding authority.  So give us a call if you'd like to bind your crop hail insurance.  (Insurance cannot be bound unless you speak to an agent.  No texts or voicemails will bind insurance coverage).  


Our agents' cell phone numbers are listed on the right hand side of the web page for your convenience. 

Fire Insurance

We also offer field fire policies which are an affordable way to cover your field against fire.

Commercial & BusinessownersInsurance

Our agency can also protect your commercial and business interests with comprehensive policies to meet your needs.  Whether its oilfield, agriculture or main street businesses, we can find a market for almost any commercial or business venture.  In addition to Farmers Union Insurance company, we can take hard to place business to an outside brokerage.  Let's discuss your needs today!

Black Motorcycle
Recreational Insurance

Let us protect the recreation in your life!   We have the right coverage for your:

  • Watercraft

  • Ice House

  • Camper

  • ATV

  • Snowmobile

  • Motorcycle

Health, Dental...
Nurse And Patient
Health, Dental, Vision, & Medicare Supplement

Protect your most important asset...YOU!  There are many plans to choose from, with varying deductibles and coverages.  

Life, LTC...
In Good Hands
Life, Long Term Care & Estate Planning
Life Insurance

It's never too early to plan for your future!

Term or Whole Life products available.  Let's sit down over a cup of coffee and discuss your Life Insurance needs!

Long Term Care

Have you protected your assets against this financial risk?  There are different options where you can use your benefits including:

  • Nursing Home

  • Assisted Living

  • In-Home Care

Medicare Supplements

If you or someone you love is approaching 65 years of age, it is time to start thinking about Medicare Supplements.  Let us help guide you through this process!

Estate Planning

Let us help you create a legacy through estate planning.

And More...
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And More...

Other Lines of business offered but not limited to:

  • Annuities 

  • Nonprofits

  • Entities

  • Events

  • Local Organizations

  • Group Coverages

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